Agreement between User and anjministries.com

Welcome to anjministries.com. The anjministries.com website (the “Site”) is comprised of various web pagesoperated by ANJ Ministry Group. anjministries.com is offered to you conditioned on your acceptance withoutmodification of the terms, conditions, and notices contained herein (the “Terms”). Your use of anjministries.comconstitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for yourreference.

anjministries.com is a Religious Site.

ANJ Ministries is a group of Church Consultants who believe in God the Father, Jesus is the Son of God and theHoly Spirit. We help pastors and leaders with the tools to carry out their vision and mission both spiritually andprofessionally.

Privacy

Your use of anjministries.com is subject to ANJ Ministry Group’s Privacy Policy. Please review our Privacy Policy,which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting anjministries.com or sending emails to ANJ Ministry Group constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures andother communications that we provide to you electronically, via email and on the Site, satisfy any legal requirementthat such communications be in writing.

Children Under Thirteen

ANJ Ministry Group does not knowingly collect, either online or offline, personal information from personsunder the age of thirteen. If you are under 18, you may use anjministries.com only with permission of a parent orguardian.

Links to Third Party Sites/Third Party Services

anjministries.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of ANJ Ministry Group and ANJ Ministry Group is not responsible for the contents of any Linked Site, includingwithout limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. ANJ MinistryGroup is providing these links to you only as a convenience, and the inclusion of any link does not implyendorsement by ANJ Ministry Group of the site or any association with its operators.

Certain services made available via anjministries.com are delivered by third party sites and organizations. Byusing any product, service or functionality originating from the anjministries.com domain, you hereby acknowledge and consent that ANJ Ministry Group may share such information and data with any third party with whom ANJ Ministry Group has a contractual relationship to provide the requested product, service or functionality on behalf of anjministries.com users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use anjministries.comstrictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to ANJ MinistryGroup that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilationthereof, and any software used on the Site, is the property of ANJ Ministry Group or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abideby all copyright and other proprietary notices, legends or other restrictions contained in any such content and willnot make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works,or in any way exploit any of the content, in whole or in part, found on the Site. ANJ Ministry Group content is notfor resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and inparticular you will not delete or alter any proprietary rights or attribution notices in any content. You will useprotected content solely for your personal use, and will make no other use of the content without the express written permission of ANJ Ministry Group and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to theintellectual property of ANJ Ministry Group or our licensors except as expressly authorized by these Terms.

International Users

The Service is controlled, operated and administered by ANJ Ministry Group from our offices within the USA. Ifyou access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the ANJ Ministry Group Content accessed through anjministries.com in anycountry or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless ANJ Ministry Group, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to orarising out of your use of or inability to use the Site or services, any user postings made by you, your violation ofany terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws,rules or regulations. ANJ Ministry Group reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with ANJMinistry Group in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages orany other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the FederalArbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association,or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. Thearbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the eventthat any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree toarbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of theseTerms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms andConditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of thisprovision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations andclass/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE

OTHER. Further, unless both you and ANJ Ministry Group agree otherwise, the arbitrator may not consolidatemore than one person’s claims, and may not otherwise preside over any form of a representative or classproceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ANJ MINISTRY GROUP AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

ANJ MINISTRY GROUP AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. ANJ MINISTRY GROUP AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL

IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ANJ MINISTRY GROUP AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ANJ MINISTRY GROUP OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

ANJ Ministry Group reserves the right, in its sole discretion, to terminate your access to the Site and the relatedservices or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreementis governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue ofcourts in California in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in anyjurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and ANJ Ministry Group as a result of this agreement or use of the Site. ANJ Ministry Group’s performance of thisagreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of ANJ Ministry Group’s right to comply with governmental, court and law enforcement requests or requirementsrelating to your use of the Site or information provided to or gathered by ANJ Ministry Group with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid orunenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches theintent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and ANJMinistry Group with respect to the Site and it supersedes all prior or contemporaneous communications andproposals, whether electronic, oral or written, between the user and ANJ

Ministry Group with respect to the Site. A printed version of this agreement and of any notice given in electronicform shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to thesame extent and subject to the same conditions as other business documents and records originally generated andmaintained in printed form. It is the express wish to the parties that this agreement and all related documents bewritten in English.

Changes to Terms

ANJ Ministry Group reserves the right, in its sole discretion, to change the Terms under which anjministries.comis offered. The most current version of the Terms will supersede all previous versions. ANJ Ministry Groupencourages you to periodically review the Terms to stay informed of our updates.

Contact Us

ANJ Ministry Group welcomes your questions or comments regarding the Terms:

ANJ Ministry Group PO BOX 8270

Porter Ranch, California 91327

Email Address: drjj@anjministries.com

Telephone number:

8182174588

Effective as of June 07, 2020